Most food operators dramatically under-estimate the cost of a single allergen incident, recall, or audit failure. The fine is rarely the largest line item. This calculator estimates the operational, contractual, and reputational impact for your business size.
This is a directional estimate built from publicly reported food-recall economics, FSAI / FSA / FDA enforcement bands, and typical foodservice contract clauses. It does not constitute legal or financial advice. Actual exposure varies with insurance cover, contract terms, jurisdiction, and the operational facts of the incident.
Personal injury settlements, bereavement costs, criminal sanctions on individual directors, and the cost of running parallel manual record reconstruction during an investigation. These dwarf the modelled figure in serious cases.
For a 10-site operator, a confirmed allergen incident typically costs more than five years of GNV at full enterprise pricing. A multi-site recall typically costs more than ten. The cost of compliance has rarely been the question. The cost of provable compliance is.